How Much Does Nursing School Cost in 2025?
Tuition Costs by Degree (2025)
Associate Degree in Nursing (ADN)
An ADN is an entry-level degree that prepares students to become Registered Nurses (RNs) in as little as 18 to 24 months. Community colleges like Broward College in Florida and Houston Community College in Texas offer ADN programs with tuition ranging from $7,000 to $12,000 for the full program, depending on residency status.
Bachelor of Science in Nursing (BSN)
A BSN is the most common pathway into nursing and is often required for advanced roles or graduate study. Traditional BSN programs take four years and cost between $15,000 and $40,000 annually. Public universities like University of Illinois Chicago offer in-state tuition under $20,000, while private institutions such as Emory University may cost upwards of $35,000 per year.
Master of Science in Nursing (MSN)
MSN degrees prepare nurses for roles like nurse practitioner, nurse educator, or clinical nurse leader. Programs typically last two years. Online options like Ohio State University and University of South Alabama offer programs costing between $35,000 and $60,000 in total.
Doctor of Nursing Practice (DNP)
A DNP is a terminal degree focused on clinical practice and leadership. Programs are often completed in 2 to 4 years. Tuition varies by institution but averages $114,000 in total. Top programs include Johns Hopkins University and University of Washington.
Doctor of Philosophy (Ph.D.) in Nursing
Ph.D. programs are designed for nurses pursuing research and academic careers. These programs can take up to 8 years, with average tuition and associated costs totaling around $98,800. Notable Ph.D. nursing programs include University of California, San Francisco and University of Pennsylvania.
Additional Expenses to Consider
Textbooks and Supplies
Textbooks for a four-year degree average $1,240, though costs can be reduced with used or rental books. Scrubs typically cost $20 to $40 per set, and some programs require multiple sets. Liability insurance and supplies like stethoscopes and lab kits add a few hundred dollars more.
Technology and Access Fees
Many universities charge technology or simulation lab fees to support online learning and modern training tools. These can range from $100 to $500 per semester.
Housing Costs
On-campus housing averages $8,000 to $10,000 per year, including basic furnishings. Off-campus living may be more cost-effective and can reduce commuting costs. Many schools, such as Arizona State University, provide tools to estimate student housing expenses.
Testing and Exam Fees
- Entrance exams like the HESI, TEAS, or NET cost $50 to $115
- NCLEX-RN, required after graduation, costs $200
- Additional expenses may include prep materials or courses, which can add another $300 to $500
How to Finance Nursing School
Public Service Loan Forgiveness (PSLF)
Nurses employed full-time by qualifying nonprofit hospitals or government agencies may qualify for loan forgiveness after making 120 qualifying payments under a federal repayment plan. Learn more at StudentAid.gov.
Tuition Reimbursement from Employers
Many hospitals, such as Kaiser Permanente, HCA Healthcare, and Mayo Clinic, offer tuition reimbursement to staff pursuing nursing degrees. Policies typically require a work commitment post-graduation.
Scholarships and Grants
Numerous nursing scholarships are available from organizations like the American Association of Colleges of Nursing (AACN) and the National Black Nurses Association. Universities also offer institutional scholarships based on need or merit.
Federal and Private Student Loans
Federal loans remain the most common method of paying for nursing school, with repayment beginning after a six-month grace period post-graduation. Interest rates and terms vary depending on loan type. Private lenders like Sallie Mae or Discover Student Loans are also available for additional funding.
Final Thoughts
While nursing school can be a significant financial investment, the long-term benefits are substantial. With growing demand for nurses across all specialties, the return on your educational investment is strong. From community college ADN programs to DNP degrees from top universities, there are affordable pathways for every aspiring nurse.
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